Financial Regulation

Financial regulation is the set of rules and regulations that govern the activities of financial institutions. These regulations aim to protect the public interest by ensuring banks, credit unions, mortgage bankers and other lenders provide fair and honest financial services. Financial regulation also controls the investment strategies and market practices of investment firms, financial intermediaries and insurance companies. It also works to ensure financial markets are transparent and remain stable to promote economic growth. By enforcing responsible lending, risk management and the disclosure of information, financial regulation helps to promote economic prosperity and spur market innovation.