Car financing for those without a cosigner is still available, though it may come with more restrictions and sometimes even limited or higher interest rates. Those without a cosigner may need to put down a larger down payment, or offer more collateral as security on their loan. Those without a cosigner should also look to get pre-qualified for a loan in order to be sure that their credit score and financial standing are good enough to secure a car loan. When searching for a loan and car without a cosigner, it is important that a borrower looks for the best possible loan terms and financing. Be sure to shop around and compare rates to find the best deal available.