If you’re looking to purchase a car, but don’t have the cash in hand, you may be considering a car loan for financing. Today, there are a wide variety of car loan options available to meet your needs, including secured loans, unsecured loans, and dealer-assisted financing. Secured loans are typically available at a lower interest rate, although you must provide collateral such as a home or car to qualify. Unsecured loans involve no collateral, but the interest rate is usually higher. Dealer-assisted financing is often offered for new and used cars and may include special incentives such as low monthly payments. Whichever financing option you choose, make sure to shop around for the best rate and terms.
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